Colgates_shaving_foam
Well-known member
Maybe daft question but if you have got the balance on your card down to zero by the time the 0% on purchases offer ends what is the best way to switch to a new card with 0% on purchases?
Is it best to just close the existing card and start from scratch? As if you apply whilst it is still open any application will be negatively impacted by the existing credit limit on the current card at zero balance?
Any thoughts from the board financial gurus?
Is it best to just close the existing card and start from scratch? As if you apply whilst it is still open any application will be negatively impacted by the existing credit limit on the current card at zero balance?
Any thoughts from the board financial gurus?