Saving with Chip

Dham

Active member
Been looking for an instant access savings account. Anybody else used Chip? Any opinions or advice much appreciated.
 
Been looking for an instant access savings account. Anybody else used Chip? Any opinions or advice much appreciated.
No problem as such but did get annoying automatically saving amounts from my current account as part of its smart saving process. Used it a couple of years ago when the Marcus account rate stated to drop off a cliff.

I did some market research a few months back and it seems they've added much more to the app and seemed worth a try.

Certainly can vouch for it being safe
 
No problem as such but did get annoying automatically saving amounts from my current account as part of its smart saving process. Used it a couple of years ago when the Marcus account rate stated to drop off a cliff.

I did some market research a few months back and it seems they've added much more to the app and seemed worth a try.

Certainly can vouch for it being safe
Thanks. That’s the kind of reassurance I was looking for. The banks are giving very little interest on instant access.
 
Not that it's a huge difference but when I signed up the rate was highest but it was a bonus offer rather than being a set interest rate. I'm not sure exactly of the difference in practice other than they can pull it at any time they like but it's worth checking.

You should be reassured on them as they are listed as the top easy access pick at money saving expert too

 
Not that it's a huge difference but when I signed up the rate was highest but it was a bonus offer rather than being a set interest rate. I'm not sure exactly of the difference in practice other than they can pull it at any time they like but it's worth checking.

You should be reassured on them as they are listed as the top easy access pick at money saving expert too

Many thanks. 👍
 
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