sambaDTR
Well-known member
One tip. You will not pay as much as you think when you retire. I found I payed less tax, NO national insurance, less for petrol, beer etc. When I was working I went out 6 nights a week, sometimes at 9 o’clock, just because I needed to reward myself for working all day. Now I stay in a lot as I am knackered by golfing, gardening, exercising during the day. I used to have a sit down job. I have lost weight since I retired! The best benefit though is waking up, looking at the clock, turning over and snuggling up for an hour-ish, especially in the winter.