If there is a chance, you take it, end of.
That said, if you could offer me guaranteed promotion next season, with fans in the stadium, I would take that ride. I think it would mean more. It has been absolutely the right thing to do to continue football without fans; I think it's played an important part in keeping the nation going. That said, it does all feel rather distant.
But no one can guarantee promotion next season, so all that is hypothetical. If the chance is there this year, we should go for it.