Ok. If you have kids and your circs change then you couldn’t foresee that. If you need help you need help. Fairly simple.
If you don’t have kids and your struggling then kids are going to push your finances even further. They’re a huge expense. They’re precious and they are the future. They are a privilege to have and if you cannot afford children then don’t have children at that time. If you have 3 kids and can’t afford 4 then don’t have another. It’s not fair on the child.
If you don’t have kids and your struggling then kids are going to push your finances even further. They’re a huge expense. They’re precious and they are the future. They are a privilege to have and if you cannot afford children then don’t have children at that time. If you have 3 kids and can’t afford 4 then don’t have another. It’s not fair on the child.